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COMMERCIAL SERVICES

Business insurance claims present two choices to the insured/business owner: they may represent themselves throughout the claim process or authorize Mordecai Claim Service to prepare and settle the loss for them.

Of the thousands of insurance adjusters everywhere, only a few choose to exclusively represent the insured. Although frequent adversaries with insurance companies and their adjusters, Mordecai Claim Service has nonetheless earned the respect of its peers by representing the insured professionally and promptly.

Our primary objective at Mordecai is to recreate the claim situation as it was prior to occurrence of the loss, thus enabling our employees to properly document and prepare the complex insurance forms to ensure that our clients receive all they are entitled to.

So if a business has a claim, business owners can rest assured that Mordecai’s immediate and efficient preparation and presentation of the claim will minimize any delay in operations. With Mordecai’s assistance, key personnel are relieved of the tedious and time-consuming details involved in settling an insurance claim, allowing them to focus on re-establishing the business at its present site or – if circumstances warrant it – an alternate location.

Mordecai’s Commercial Services include:

  • Bid comparison and analysis
  • Schedules of leasehold improvements and betterments (“LIB”)
  • Valuation for replacement and actual cash value (“ACV”)
  • Itemized contents inventory
  • Replacement value vs. restoration
  • Equipment and machinery appraisals
  • Depreciation tables
  • Business interruption (“BI”)
  • Loss of earnings
  • Co-insurance calculations
  • Blanket coverage requirements
  • Preparation and filing proof of loss
  • Extra expense evaluation and presentation